HOMEOWNERS’ ADVICE Fun Math Rules for Homeownership There are some easy ways to remember how to handle your money so that you can become a homeowner, prosper as a homeowner, and ultimately, sell your home at a profit. The 50/20/30 rule. Your spending can be divided into three categories - Needs, Wants, and Savings. Allocate 50% of your after-tax income for needs such as food, rent, etc. Wants are things you can live without that make life easier or more enjoyable but should b